Buying A Home

Jan. 25, 2024

Are More Homeowners Selling as Mortgage Rates Come Down?




If you’re looking to buy a home, the recent downward trend in mortgage rates is good news because it helps with affordability. But there’s another way this benefits you – it may inspire more homeowners to put their houses up for sale.

The Mortgage Rate Lock-In Effect

Over the past ...

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Jan. 18, 2024

3 Key Factors Affecting Home Affordability




Over the past year, a lot of people have been talking about housing affordability and how tight it’s gotten. But just recently, there’s been a little bit of relief on that front. Mortgage rates have gone down since their most recent peak in October. But there’s more to being able ...

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Jan. 16, 2024

Why You May Want To Seriously Consider a Newly Built Home




Are you putting off your plans to sell because you’re worried you won’t be able to find a home you like when you move? If so, it may be time to consider a newly built home and the benefits that come with one. Here’s why.

Near-Record Percentage of New Home ...

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Jan. 9, 2024

What Lower Mortgage Rates Mean for Your Purchasing Power




If you want to buy a home, it's important to know how mortgage rates impact what you can afford and how much you’ll pay each month. Fortunately, rates for 30-year fixed mortgages have come down significantly since the end of October and are currently under 7%, according to Freddie ...

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Jan. 4, 2024

Why Pre-Approval Is Your Homebuying Game Changer




If you’re thinking about buying a home, pre-approval is a crucial part of the process you definitely don’t want to skip. So, before you start picturing yourself in your new living room or dining on your future all-season patio, be sure you’re working with a trusted lender to prioritize this ...

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Dec. 28, 2023

What You Need To Know About Saving for a Home in 2024

 



If you’re planning to buy a home, knowing what to budget for and how to save may sound intimidating – but it doesn’t have to be. One way to ease those concerns is to make sure you understand some of the costs you may encounter up front. And to ...

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Dec. 27, 2023

Retiring Soon? Why Moving Might Be the Perfect Next Step




If you’re thinking about retirement or have already retired this year, it’s a good time to consider if your current house is still a good fit for the next chapter in your life.

Fortunately, you may be in a better position to make a move than you realize. Here are ...

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Dec. 21, 2023

Why Mortgage Rates Could Continue To Decline




When you read about the housing market, you’ll probably come across some information about inflation or recent decisions made by the Federal Reserve (the Fed). But how do those two things impact you and your homebuying plans? Here's what you need to know.

The Federal Funds Rate Hikes ...

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Dec. 14, 2023

The Surprising Trend in the Number of Homes Coming onto the Market




If you're thinking about moving, it's important to know what's happening in the housing market. Here's an update on the supply of homes currently for sale. Whether you're buying or selling, the number of homes in your area is something you should pay attention to ...

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Dec. 12, 2023

The Perfect Home Could Be the One You Perfect After Buying




There’s no denying mortgage rates and home prices are higher now than they were last year and that’s impacting what you can afford. At the same time, there are still fewer homes available for sale than the norm. These are two of the biggest hurdles buyers are facing today. But ...

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